Financing
Boat financing, made simple
You don't need the full price in cash to own the right boat. We've partnered with Vantage Recreational Finance - boat-loan specialists rated 4.9★ on Google across 900+ reviews and an Inc. 5000 honoree - so you can apply online and finance any boat in our inventory priced $15,000 or more.
Secure SSL application · Applying does not obligate you to buy
How it works
Three steps to the water
1. Apply online
A secure application through our financing partner - about five minutes, from your phone or computer.
2. Talk to a loan consultant
A consultant from Vantage reaches out, walks you through your options, and works your approval.
3. Close and get on the water
Pick your boat, sign, and go boating. We handle the title work on our end - and we can ship anywhere.
Run your numbers
Payment estimator
Play with the price, down payment, rate, and term to see what a boat could cost per month. Financing is available on boats priced $15,000 and up.
Financing available on boats $15,000 and up
Your rate is set by the lender based on your credit
Estimated payment
$282/mo
$27,000 financed over 15 years
Apply OnlineEstimate only - not an offer of credit. Actual rates and terms are set by the lender.
About the payment estimates on our listings
Listings priced $15,000 or more show an estimated monthly payment so you can shop by budget. Estimates assume 10% down, a representative 9.49% APR, and terms up to 20 years depending on the boat. Your actual rate and term depend on your credit and the lender's offer.
South Florida Operations LLC is not a lender. Financing is arranged through Vantage Recreational Finance (vrfloans.com), a third-party finance company, and all credit decisions are made by its lending sources, subject to credit approval. Payment figures on this site are estimates for illustration only and are not an offer or commitment of credit. Contact Vantage at 888-577-2280 with questions about your application.