Financing

Finance your next boat

You don't need the whole price in cash. We work with Vantage Recreational Finance. They do boat loans all day, and the application is online. Any boat in our inventory priced $15,000 or more can be financed.

Secure application · Applying doesn't obligate you to buy

The process

How it works

1. Apply online

The application is secure and takes about five minutes. Phone or computer, either works.

2. Talk to a loan consultant

Someone from Vantage calls you, goes over your options, and works on your approval.

3. Close and go boating

Pick your boat and sign. We take care of the title work, and if you're not local we can ship it to you.

Run your numbers

Payment estimator

Move the sliders around and see what a payment might look like. Loans start at $15,000.

Financing available on boats $15,000 and up

10% ($3,000)
9.49%

Your rate is set by the lender based on your credit

Estimated payment

$282/mo

$27,000 financed over 15 years

Apply Online

Estimate only - not an offer of credit. Actual rates and terms are set by the lender.

About the payment estimates on our listings

Boats priced $15,000 and up show an estimated payment on their listing. Those numbers assume 10% down, a 9.49% rate, and up to 20 years depending on the boat. What you actually get depends on your credit and the lender.

South Florida Operations LLC is not a lender. Financing is arranged through Vantage Recreational Finance (vrfloans.com), a third-party finance company, and all credit decisions are made by its lending sources, subject to credit approval. Payment figures on this site are estimates for illustration only and are not an offer or commitment of credit. Contact Vantage at 888-577-2280 with questions about your application.